Frequently Asked Questions

Frequently Asked Questions

It’s common to have questions after your accident. We’ve compiled a list of the more frequently asked questions from clients we’ve helped regarding their injuries. While general answers may help, every case is different. Our attorneys are here to help get you the right answers custom tailored to your individual case — at no cost — 24 hours a day. Call 1-800-881-2021 for a free consultation.

What is the first thing I should do after my accident?
When should I start a claim for my accident?
Do my injuries have to be serious to pursue an accident claim?
Do I have to pursue an accident claim after my accident?
How can an injury claim help me?
Can I pursue an injury claim on my own?
What does the insurance company cover after an accident?
What if I was injured while at work?
What if I don’t have car insurance?
What if I was involved in a hit-and-run?
What if the other person doesn’t have car insurance?
How long will my claim take to process?
Are personal injury attorneys expensive?
Who pays for my medical expenses?
What if I don’t have a primary doctor?
Will I have to pay anything out-of-pocket?
What if I don’t know who caused my accident?
How do I prove liability after an accident?
Does a lower contingency fee mean a bigger settlement?
What if I already have an attorney working on my claim?
What if my accident happened outside of Arizona?
Should I accept a settlement offer from the insurance company?
Can I trust the insurance company?
What does a personal injury attorney get me?
What does it mean to be treated on a lien?

 

What is the first thing I should do after my accident?
After an accident, the most important thing you can do is get to an emergency room to be assessed for any possible injuries. It is common to feel fine in the immediate aftermath of an accident, only to feel sore the next day. Getting evaluated by a doctor means there will be a record of any damage you may have sustained. It can also help strengthen your claim with the assistance of an experienced personal injury attorney.

When should I start a claim for my accident?
For optimal recovery, you want to pursue your claim as soon as possible after an accident. The sooner you start your claim the harder it is for the insurance company to blame you for any injuries you feel later on. See a doctor and call an attorney as soon as possible after your accident.

Do my injuries have to be serious to pursue an accident claim?
Your injuries do NOT have to be serious. If you’ve suffered in any way physically or financially for an accident that wasn’t your fault, you deserve compensation. Our priority is to help you take your life back. An experienced injury attorney fighting alongside you forces the insurance company to take your injuries seriously, no matter how mild or severe.

Do I have to pursue an accident claim after my accident?
Pursuing a claim against the insurance company after your accident is one of the best things you can do for your recovery. Not pursuing a claim means longstanding health issues stemming from your accident may not get addressed. Worse, you may end up paying significant medical bills out of your own pocket.

Addressing your accident right from the get-go forces the insurance company to help you in your time of need.

How can an injury claim help me?
When you submit an injury claim, you’re telling the insurance company your injuries are due to the negligence of another individual. It is then the insurance company’s responsibility to provide you with a settlement which can help offset any medical costs, property damage, pain & suffering, and any past or future wages lost.

Can I pursue an injury claim on my own?
You can. However, facing off against the insurance company might be made more difficult. At the end of the day an insurance company is still a business. Their only stake in your future is how much money they can save by offering you as low a settlement as possible.

On the other hand, an experienced personal injury attorney fights side-by-side with you to ensure the insurance company offers you what’s fair. The Insurance Research Council agrees! In a 1999 report, they conclude clients represented by an injury attorney receive 3.5x more on their settlement than if they fought the insurance alone.

What does the insurance company cover after an accident?
A fair settlement from the insurance company after an accident means you don’t lose a dime for your injuries, any past and future wages lost as a result of those injuries, or property damage. It can also account for any pain & suffering, and compensate you for future medical treatment.

Nevertheless, it’s important to remember the insurance company will never be interested in offering you fair compensation. The help of a knowledgeable accident attorney gives you the tools you need to move forward with your claim.

What if I was injured while at work?
Depending on the circumstances of your personal injury accident, you may be able to pursue a claim against the insurance company if injured while on the job. The legal doctrine “respondeat superior” defines the relationship between an employer and employee as such:

An employer is responsible for their employee’s actions while they are ‘acting within the scope of their employment.’ If an employee is injured while on duty, the employer is legally accountable for any injuries and property damage caused by the accident. However, workers’ compensation does not cover residual pain & suffering.

On the other hand, if your accident was caused by the negligence of another individual you can pursue a claim against that person’s insurance. A fair settlement from the insurance company can help with all facets of your recovery.

What if I don’t have car insurance?
Arizona law mandates that all drivers must have the following minimums:

Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident

Property Damage Liability Coverage: Minimum of $10,000

However, if your auto accident was due to the negligence of another driver, you may still receive a fair settlement from the insurance company. Without insurance, you can be compensated for: past and future medical expenses, past and future wages lost, punitive damages in the case of a DUI accident, property damage, and pain & suffering.

What if I was involved in a hit-and-run?
The most important thing you can do after any type of accident is to seek immediate medical assistance. Early treatment establishes a record of your injuries and can strengthen your accident claim against the insurance.

In a hit-and-run accident, you can pursue compensation for your injuries through your Uninsured Motorist Coverage (UIM). A fair settlement via UIM covers any medical expenses your accident may have incurred, past and future wages lost, and pain & suffering.

What if the other person doesn’t have car insurance?
If your accident was caused by an uninsured driver, you can still pursue compensation for your injuries through your Uninsured Motorist coverage (UM). A fair settlement through UM covers medical expenses, lost wages, and other related expenses.

How long will my claim take to process?
Our main priority after your accident is to make you whole again, both physically and financially. No two accidents are alike. This means trying to establish a set timetable for how long your claim will take to process not only hurts your recovery, but weakens your settlement as well.

Our team of experienced personal injury attorneys fights alongside you every step of the way through your recovery, making sure the timeline fits the accident and your needs. You will never be in the dark as to how your claim is progressing, or what the insurance company has offered with regards to your settlement. We’re in this together.

Are personal injury attorneys expensive?
At Bergener Mirejovsky, we work with your claim on a contingency fee basis. This means you will never lose a dime for our services. Instead, the fees of service are paid a percentage of your settlement. In short, we have just as much a stake in your recovery as you do because we only get paid when you win.

Working on a contingency affords you the freedom to focus on your recovery without worrying about upfront attorney fees or hourly fees. Always ask an accident lawyer about contingency fees before signing a contract.

Who pays for my medical expenses?

If your accident and injuries are due to the negligence of another individual, their insurance company should cover any resulting medical expenses.

At Bergener Mirejovsky, our biggest priority is helping you recover both physically and financially after your accident. Our reputable personal injury attorneys set you up with doctors in your area who treat on a medical lien. This means no upfront costs to you. Medical providers aren’t paid until after your case is settled.

What if I don’t have a primary doctor?
Even if you don’t have a primary doctor, it is imperative you seek out medical treatment as soon as possible after your accident. This could be an emergency room visit, or a licensed physician at your local urgent care. A doctor can perform an ultrasound, CT scan, or MRI to help diagnose and treat any injuries you may have sustained. A record of your doctor’s visit and any subsequent treatment can then be when pursuing a claim against the insurance company.

Will I have to pay anything out-of-pocket?
Our experienced personal injury attorneys work hard to ensure you don’t pay a dime when pursuing your injury claim against the insurance company.

By working on a contingency fee basis, you never have to worry about upfront attorney costs for us to take on your case. Instead, we take a percentage of the final settlement after your case has settled and the insurance company pays you what’s fair. Our team of accident lawyers also helps set you up with doctors in your area who will work on a medical lien. This means money in your pocket and consistent treatment for your injuries.

No client in our 10-year history has paid us out-of-pocket after a case.

What if I don’t know who caused my accident?
If your accident was due to the negligence of another but you aren’t sure who caused your injuries, you still have a right to fair compensation. Our personal injury attorneys fight the insurance company so you don’t have to. Whether you were involved in a hit-and-run, pile-up, or any other type of accident where liability may be difficult to discern, our team of accident lawyers has your back.

Uninsured Motorist insurance (UIM) can help if your accident was a hit-and-run. If you have UIM, your own insurance will help cover any medical expenses, past and future wages lost, and pain & suffering. If your accident involves multiple parties, your accident attorney will correspond with all involved parties on your behalf.

How do I prove liability after an accident?
Knowing what steps to take after your personal injury accident can help strengthen your accident claim against the insurance company.

First and foremost, your priority should always be to seek immediate medical assistance from a doctor as soon as possible. This establishes a record of your injuries, as well as any subsequent treatment.

Take pictures of the scene of the accident, including your injuries and any property damage. Get a copy of the incident or police report for official documentation, and exchange contact information with the at-fault party. If there are any witnesses to your accident, taking down their information is also important.

Does a lower contingency fee mean a bigger settlement?
Not necessarily. A contingency fee is a predetermined percentage to be taken out of your final settlement by your personal injury attorney. This makes it so you’ll never have to worry about out-of-pocket fees or hourly rates while we work on your case.

It might seem that a lower contingency fee would mean more money in your pocket, but that isn’t always the case. If an attorney is willing to cut their costs, they might also be willing to cut corners on getting you fair compensation. Our rates are consistent because our service to you is consistent. Count on it.

What if I already have an attorney working on my claim?
If you already have an attorney pursuing your injury claim and aren’t happy with their progress, we can help. There’s no reason to continue with a bad lawyer, because a bad lawyer will ultimately cause great damage your case.

Your recovery after an accident shouldn’t be stalled by the inadequacy of poor legal representation. At Bergener Mirejovsky, our dedication to you begins even before you walk through our door. With just one phone call to us, we can begin the process of moving your claim over from their office to ours.

What if my accident happened outside of Arizona?
Even if your personal injury accident occurred outside of Arizona, Nevada, or California, you deserve a law firm on your side who cares. If your accident was due to the negligence of an individual also visiting from out of state, our team of accident attorneys may still be able to represent you and your claim. Even if we can’t, we will help you find a licensed attorney who can. With Bergener Mirejovsky, you don’t have to worry about fending for yourself.

Should I accept a settlement offer from the insurance company?
We pay for insurance to ensure we are taken care of in the event of an unexpected accident or injury. However, the insurance company’s incentive is to hold onto as much of that money as possible. They routinely shortchange honest people who just want to a fair offer.

With one of our personal injury attorneys by your side, your injury claim gets the fight it deserves. Our track record of winning hundreds of millions for our clients forces the insurance company to take your injuries seriously and offer you what’s fair.

Can I trust the insurance company?
On its face, an insurance company wants you to think it can be trusted. The truth of the matter is, they are the last ones you should trust after an accident. The insurance adjuster knows you’re unfamiliar with the claims system and will do everything they can to minimize your injuries to devalue your claim. At the end of the day, their goal is to offer you as little as possible.

With Bergener Mirejovsky by your side, you get a law firm whose dedication to you is unquestionable. We refuse to let the insurance company kick you while you’re down. Your right to peace of mind after an accident deserves to be upheld.

What does a personal injury attorney get me?
At Bergener Mirejovsky, our experienced personal injury attorneys work on your claim from beginning to end to maximize your settlement and peace of mind. After your accident, they help you find a doctor in your area who will treat your injuries on a lien. This will allow for consistent treatment of your injuries so you can focus on getting better while we negotiate with the insurance on your behalf.

Getting you fair compensation from the insurance company after your accident means physical and financial recovery. This includes no upfront out-of-pocket fees for our services, recovery of any past and future wages lost, compensation for future medical costs, and money in your pocket.

What does it mean to be treated on a lien?
After your accident, our personal injury attorney helps you find doctors who will treat your injuries and receive payment from your final settlement. After your case settles, our liens department negotiates with these same doctors further reduce your medical cost.

You deserve to not only recover from your injuries, but to be compensated for the valuable time and effort you had to put in to get better. With Bergener Mirejovsky by your side, you get both.

Recent Settlements - Bergener Mirejovsky

Recent Settlements

$200,000.00Motorcycle Accident $1 MILLIONAuto Accident $2 MILLIONSlip & Fall
$1.7 MILLIONPolice Shooting $234,000.00Motorcycle accident $300,000.00Slip & Fall
$6.5 MILLIONPedestrian Accident $185,000.00Personal Injury $42,000.00Dog Bite
CLIENT REVIEWS

The folks at Bergener Mirejovsky cared about me and my needs first. I felt like I was part of their extended family.

C.F.     |     Personal Injury

A caring and professional law practice. I’ve encountered nothing but professionalism and sincere concern toward our situation. 

C.G.     |     Motorcycle Accident

They are definitely out to help out the people in need. Absolutely amazing the way they kept in touch with me about my case. They would call and let me know every single detail as it went along. I would definitely recommend them to anyone that needs legal help.

M.A.     |     Car Accident

Shortly before closing out my case, James personally reached out to me to see if how I felt about the outcome of my case. He made sure I was happy and satisfied with the end results. Highly recommended!!!

P.S.     |     Car Accident

Everybody was very professional and made the process easy and got me and my son the appropriate medical assistance. They accommodated all my questions with patience and consideration and never once did I feel that I was not represented well.

J.T.     |     Car Accident
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